Ask for Help
Whether it’s general support from your friends and family, or specific advice from your local Economic Planning Board, don’t be afraid to reach out and ask for help. Having people around you who can support your goals is proven to increase the likelihood of reaching those goals. And asking for help from a professional can put your financial situation in perspective — oftentimes the situation is not as dire as you think.
Make a Plan
Whether it’s devising a new budget, finding a new way to track your spending, or setting up a saving system, having a plan in place will help you feel more confident that your financial trials are short-lived. Remember, while reviewing all of your financial stressors in order to create your plan, you may feel increased stress in the short term, but in the long run, sticking to the plan will reduce your financial stresses.
Stay Active and Healthy (on a budget)
You don’t need to join a gym or eat fancier foods to stay fit and maintain good nutrition. Go for walks, eat your veggies, and drink lots of water. If you find yourself with extra time during a period of joblessness, try to stay as active as possible — whether it’s volunteering, updating your resume, upgrading your skills, or learning how to cook.
Give Yourself a Break
You don’t need to check your bank balance every day in order to maintain your new financial plan. Give yourself some time to think about anything other than your finances. Enjoy some budget-friendly activities and interact with your friends and family whenever possible.
While you may find yourself with financial difficulties, there are still many things in your life to be grateful for. Practice gratitude daily by writing down three things you are grateful for every morning when you wake up or each evening before you go to bed.